The winner is Scotiabank
no question asked, no hassle, best rates, fill it and forget it mortgage. best bank for new comers
2. Royal Bank of Canada
Largest bank. You can negotiate for good rates. Get high mortgage amount. Be careful for terms, e.g. penalty clause etc.
3. TD Bank
Second biggest bank. Good if you can get lowest mortgage rate through mortgage broker. Direct bank mortgage advisor will approve lower amount at not good terms
Restrictive approval. Lower amount. More cautious. High rate
Forget this bank, like hot potato. Low mortgage amount. Hassle customers. Not worth it.
Disclaimer: This is not recommendation. You can choose any bank that is best for you.