Fintech is the rockstar and Regtech is the support.
Following are the technologies that are enabling & advancing fintech revolution.
It is an open distributed ledger that is accessible via internet to all, and can record transactions between two parties in a verifiable and permanent way. The information is encrypted and unhackable. Each block contains the record of the transactions from source to destination, amount, timestamp and more. It has previous block hash (encrypted signature) and the new block hash is created from previous block plus the current block contents. The same blockchain is stored in multiple computers all over the world and every new block is validated before being accepted in the chain.
List of current blocks can be accessed from
Cognitive computing & Artificial Intelligence
Internet of Things
Open Source & APIs
Big Data & Semantic Web